Volume 37 Number 82 Produced: Wed Dec 4 5:48:25 US/Eastern 2002 Subjects Discussed In This Issue: Circumventing Prohibition Of Charging Interest. [Zev Sero] Latitude 'Allowed' in Originating New Drash [mashbaum] Laundry and Marit Eiyin [Rabbi Y. H. Henkin] Legal fiction, Sale of Chometz [Yehuda Landy] Shaking hands [Yehonatan and Randy Chipman] ---------------------------------------------------------------------- From: Zev Sero <zev.sero@...> Date: Thu, 7 Nov 2002 19:43:51 -0500 Subject: Re: Circumventing Prohibition Of Charging Interest. Immanuel Burton <IBURTON@...> > Someone comes to me and wants to borrow 1000 pounds. I sell him my > car for 1500 pounds, but he doesn't have to pay me for 12 months. At > this point the car becomes his. He then sells the car back to me for > 1000 pounds, this amount being payable immediately. I give him the > 1000 pounds, and take the car back. In 12 months time payment for the > first sale becomes due, and he has to give me 1500 pounds. > > In essence, no loan has been provided, but two sales have been carried > out. > > Leaving aside the Halachic prohibition of over-charging, does this > method circumvent the Halachic prohibition of charging interest? The halacha is that it is OK to give a discount for early payment, but not to charge extra for late payment. So this scheme, as presented, would work fine if the standard terms for the sale of cars were that payment is due a year after the sale. Unfortunately, that is not the case. Of course, there's nothing *wrong* with giving someone extra time to pay, but you can't charge them extra because of that. Now, if used cars had a fixed and known price, there would be no getting around this. But in fact everybody knows that the price of used cars is highly negotiable, and there is nothing unusual in identical cars changing hands for amounts that are 20% or 30% apart. Still, for the exchange to happen as described above seems too blatant to be allowed. A much simpler scheme, however, works as follows: Find a third party, let's call him Levi, and have him and your friend Shimon write postdated cheques to each other for L1500; nothing wrong with that, it's a wash. You then approach Shimon and buy Levi's cheque from him for L1000 cash; this is a normal transaction - there are professionals who make their living buying other people's notes at a discount, and then collecting the full amount when it falls due, and the halacha allows giving a discount for early payment of a debt. At this point, you hold Levi's cheque, and Levi holds Shimon's; both cheques have the same date and are for the same amount. You approach Levi, and swap cheques - you give him his own cheque, and he gives you Shimon's; once again, it's a wash, so there can be nothing wrong with it. Levi tears up his cheque and goes his merry way, while you hold Shimon's cheque for a year and then deposit it. (PS: If your name happens to be Reuven then this works out really well.) Zev Sero <zsero@...> ---------------------------------------------------------------------- From: mashbaum <smash52@...> Date: Tue, 05 Nov 2002 22:27:29 +0200 Subject: Re: Latitude 'Allowed' in Originating New Drash <DTnLA@...> (Dov Teichman) wrote: > In his introduction to chumash, the Ohr HaChaim Hakodosh, writes that he > has many innovative approaches to explaining the Torah, and he is not > chas veshalom arguing with the Rishonim who preceded him, but rather one > may innovate new interpretations as long as it does not contradict > halacha, and it falls within acceptable norms. The Maharshal, (Chochmat Shlomo) to Sanhedrin 52b takes this much further. He interprets the mishna in San. 52a in a way completely divergent from the way the gemara there does, and says explicitly that as long as there is no halachic difference between the interpretations, he is free to offer an explanation which differs from that of the gemara. Saul Mashbaum ---------------------------------------------------------------------- From: Rabbi Y. H. Henkin <henkin@...> Date: Sat, 9 Nov 2002 19:15:03 +0200 Subject: Laundry and Marit Eiyin Shalom, There were numerous submissions based on the supposed isur of taking dried clothes out of a dryer on Shabbat, marit eiyin lest people think the clothes were washed or dried on Shabbat . It was a remarkable discussion, because no one thought to question whether in fact there is any such halacha. It is forbidden to hang clothes on a line on Shabbat, lest people think they were washed that same day. But it is permitted to remove clothes from a clothes-line, as long as they were already dry before Shabbat entered and are therefore not muktza. See Orach Chayim 301:45 and in Mishnah Berurah, Shemirat Shabbat Kehilchatah 15:17, etc. The same applies to removing clothes from a drier, assuming there is no electrical circuit broken in opening the door. Also, putting soiled clothes directly into the washing machine on Shabbat is no indication that one will wash them on Shabbat, and no marit ayin. With Torah blessings, Rabbi Yehuda Henkin ---------------------------------------------------------------------- From: <nzion@...> (Yehuda Landy) Date: Sat, 9 Nov 2002 19:10:03 +0200 Subject: Re: Legal fiction, Sale of Chometz From: Ira L. Jacobson <laser@...> > I wonder how it is possible to get rid of the hametz balu`a, absorbed in > the dishes, pots and pans and so forth without selling the hametz. If > one does not get rid of these, then he has not solved the problem of > owning hametz on Pessah, it seems to me. Can anyone comment? This is a common mistake. The Halacha does not require biur on the chometz absorbed in the utensils. The Shulchan Oruch 551:1 requires scrubbing the pots clean of any visible chometz and hiding them for the duration of Pesach. > Our LORs remind us every year that one must regard the hametz contract > as legally binding in order to have it considered that we did not own > hametz on Pessah. I would like to add to this discussion that in recent years Rav Elyashiv shlit"a conferred with legal experts and rewrote the mechirat chometz contract in such a way that it is clearly legally binding. This was mainly meant for non-religious storekeepers or businessmen. I'll sum briefly sum up the main points; a) This contract is not just a religious matter but a legally binding contract b) In the event that I claim that I signed this contract merely for a Jewish ritual and not intended to be legally binding I will be subject to a 100,000 shekel fine. c) The sole jurisdiction for settling any matters regarding this contract is the Rabbanut Beis Din of Yerushalayim. I would also like to point out that the entire attitude of the storekeepers changed when they saw this contract. Many of them hesitated and first consulted their legal experts before agreeing to sign. Yehuda Landy ---------------------------------------------------------------------- From: Yehonatan and Randy Chipman <yonarand@...> Date: Thu, 07 Nov 2002 15:26:23 +0200 Subject: Re: Shaking hands I'd like to comment about the halakhic question of men and women shaking hands, which I feel is a bit of a myth in the Orthodox community. From everything I know of the sources, nowhere is there a specific category known as "issur negi'ah," as people seem to think nowadays. Before presenting my arguments "legufo shel inyan," I would like to make clear that, for those who nevertheless are makpid, the discussion about Randy Cohen and how to deal the issue in terms of public policy is an important one, and I respect those seeking an elegant way out. I think that what I say below should provide more than enough ground for shaking hands in a business situation. By the way, I think that the solution of saying that one doesn't shake hands with anyone, either men or women, is bad, for at least two reasons: 1) Because it's not true. Social worlds are not so hermetucally sealed taht word won't get out sooner or later that one does shake hands, e.g., in shul or at a wedding; 2) if it is accepted at face value, it may make one seem even weirder than if you say you don't shake hands with the opposite sex -- and end up worse in terms of business / professioanl reputation. First, I would like to report what I consider an important "maaseh rav." Like Yaakov Fogelman, I have also witnessed Rav Soloveitchik, ztz"l, shaking hands with girls and women. One case in point I specifically remember was high school graduation ceremony for the Maimonides School in Brookline, where I taught in 1974. The Rav was unquestionably one of the Torah giants of the last generation, as well as being renowned for his yirat shamayim and great care in halakhic matters. Thus, if he behaved in a certain manner, we must be assume that his behavior was correct, and try to understand his reasoning, rather than to dismiss it out of hand, as we might in the case of a lesser person. This is in fact the principle invoked in numerous places in the Talmud known as "Maaseh Rav": i.e., when one of the tannaim or amoraim is reported to have behaved in a certain way, his actions are taken as a model from which one may learn halakhot (sometimes even many halakhot). Unfortunately, I never heard the Rav speak explicitly about this specific subject; hence, I cannot state what his sources or reasoning were. I can only try to reconstruct his reasoning, by way of conjecture. The Rambam in Hilkhot Issurei Biah 21:1 states: "Anyone who has relations with one of the forbidden categories of women (arayot) via one of the limbs, or embraced and kissed in a lustful manner and derived pleasure from bodily closeness, is subject to malkot from the Torah. As is said: 'that you may not do any of the customs [practices] of abomination' [Lev18:30]. And it says 'do not draw near to uncover their nakedness' [v. 6]. That is , do not draw close to those things that lead to forbidden intercourse (giluy arayot)." It seems clear that what is forbidden here is sexually arousing contact -- whether that which is inherently pleasurable, or that which leads to actual intercourse-- not "affectionate touching." The issue is eroticism, not emotion. In the next halakha, Rambam forbids various forms of flirting that do not involve physical contact at all-- winking, "hinting," joking, or even smelling a woman's perfume. These things are of Rabbinic provenance, given that their punishment is makat mardut. Further down in the chapter, in halakha 6, Rambam refers to what might be described as "non-affectionate touching": i.e., hugging or kissing various family members, to whom there is no erotic attraction (ein libo nokfo.. she-ein sham ta'avah), and adds that this also forbidden, and is "an act of foolish people." He does not categorize the level of this issur, but it seems pretty clear that this too is at most derabanan. Similarly, in Sefer ha-Mitzvot, Lavin #353, Rambam lists as a separate negative commandment, "[The Torah] warns against drawing close to any of these forbidden women, even without intercourse, such as embracing and kissing and the like.. [he again quotes here Lev 18:6] as if to say, do not engage in any closeness that may lead to forbidden intercourse..." [The rest of this rather lengthy paragraph explains the mechanics by which this rule is derived from various verses, and does not augment the definition of the forbidden act.] In brief, the Rambam consistently defines this lav in termsof "things leading to intercorse" or "closeness from which one derives pleasure"-- that is, explicitly sexual acts or overtures. As for the Ramban: in his Hasagot to Rambam's Sefer ha-Mitzvot, he questions Rambam's inclusion of this entire category within the list of the 613 mitzvot. According to Ramban, anything short of full intercourse (presumably even bi'at eiverim!) is not forbidden by the Torah, but is Rabbinic I might add that, from what I know of the sources, nowhere is there a specific category known as "issur negi'ah," as people seem to think nowadays. A second basis for the Rav's approach might have been what I would call a "common sense" approach. That is, an understanding of the meaning of a given act or gesture-- in this case, a hand-shake-- on the basis of the context and the common-sense interpretation of its meaning within a given social setting, etc, It was this approach that led the authors of the Yeshiva University Career Planning and Placement Handbook to advise their students that: "Shaking hands is a customary part of the interview process. All students halachically can shake hands since this is business protocol, regardless of the sex of the interviewer. Failure to do so will most likely have a strong negative effect on the outcome... Most firms conduct interviews in a closed room. Once an interviewer greets an applicant, he/she will close the door for privacy and confidentiality; however, be aware the door is not locked. Again, since this is normal business etiquette, we have confirmed with halachic authorities at YU that this is permissible." In fact, understanding of various acts in terms of their context and their social meaning is a valid part of the halakhic process, both in general and in the specific case in point. Thus, the raher strange story on Ketubot 17a, where Rav Aha used to dance at weddings holding the bride on his shoulders, because to him "she was like a board of wood" (i.e., he had no sexual thoughts whatever while holding her). While I certainly don't advocate imitating Rav Aha in this respect, the fact that Hazal interpreted acts in their context is quite clear from this. Finally, the Shulhan Arukh itself, at Even ha-Ezer 21.5, Hagahot Ram"a, brings the opinion that certain types of kirvah may be permitted, providing they're 'leshem shamayim"-- i.e, for pure purposes. I of course understand why Orthodox educators today stress negiah as an issur. Depending upon context, the act of touching can be erotic, stimulating, in itself pleasurable (viz. the Rambam) and suggestive of and inviting further intimacies-- e.g. a boy and girl holding hands on a date. But that context is totally different from that of a handshake used in greeting, as in a business situation or on festive occasions (e.g., the case mentioned of Rav Soloveitchik). I would even say that a kiss, in certain situations, can be a form of greeting (e.g., between family members) --which is why, though Rambam says it is forbidden and even a stupid thing to do, the kiss of 21.6 is nevertheless different from that of 21.1. I fear that Orthodox Jewry may be repeating the mistake of our Mother Eve... Rabbi Yehonatan Chipman, Yerushalayim ----------------------------------------------------------------------
End of Volume 37 Issue 82