Volume 41 Number 72 Produced: Tue Jan 6 5:15:27 US/Eastern 2004 Subjects Discussed In This Issue: Children in Schule [Yisrael Medad] Kollel & Charity / Tzedukah [Carl Singer] Kollel & Tzedaka [Esther Posen] Kollel and Tuition Scholarship [Elazar M Teitz] Scholarship subsidies [Kenneth G Miller] Yom ha-Shoah [Ed Reingold] ---------------------------------------------------------------------- From: Yisrael Medad <ybmedad@...> Date: Sat, 03 Jan 2004 21:57:26 +0200 Subject: Children in Schule >From the Machon Meir sheet this week, Rav Aviner's opinion:- "One should not bring one's small child to the synagogue. It is not a day-care center or a nursery school. He will run wild there, and this will reinforce in him the precise behaviors that his father falls prey to now. If, however, he sits quietly, then it is certainly good for him to breath in the holy air. Yet the moment he unexpectedly starts making noise, one must remove him immediately, even if one is in the middle of the Shemoneh Esreh. One is not alone in the synagogue. One is disturbing others. Neither should one rile up one's own children or those of others. One should not make faces at them or pinch their cheeks. Even children have a right to be left in peace." http://kehilot.moreshet.co.il/web/drashot/drashot2.asp?Modul=10&id=4013&kod=103 &kind=m Yisrael Medad ---------------------------------------------------------------------- From: Carl Singer <casinger@...> Date: Mon, 05 Jan 2004 07:24:12 -0500 Subject: Kollel & Charity / Tzedukah Eliezer M. Wise wrote -- in part > We should also consider that when people are supporting their children > in kollel they are less apt to donate to existing institutions. When a > person chooses to learn in Kollel he has committed his parents or > in-laws to supporting himself and his family for an unspecified period > of time. Consider the one doing the supporting. He may be comfortable > but his charity dollars are all spoken for. What will happen to schools, > shuls, outreach organizations, frum social services agencies etc. These > institutions will either have to engage in warfare for the remaining > dollar or compromise their principles to gain needed funds. So you see > the choice of a young man to learn in kollel has a ripple effect on the > entire Jewish world. Not in agreement or disagreement with above -- but I have 2 questions: Is supporting one's children in Kollel tzedukah? For that matter, is paying yeshiva tuition tzedukah? -- I'm speaking of halachik definition of tzedukah -- not I.R.S. / Charitable Contribution. Carl Singer ---------------------------------------------------------------------- From: Esther Posen <eposen@...> Date: Mon, 5 Jan 2004 07:43:42 -0600 Subject: RE: Kollel & Tzedaka There is a seemingly perfect line of reasoning here that there exists a finite amount of available tzedaka out there and if Peter and Paul are both needy and Peter gets the tzedaka then Peter is in effect eating Paul's lunch. Though this does seem perfectly logical, this is not the way it really works for a multitude of reasons, chief among them that it is g-d who decides who has and who needs: 1) People have pet causes. Some people like to build buildings for yeshivot, some people like to give their money to hachnasat kallah, some to victims of terror, some to the unemployed, some to kiruv and some to build hospital wings. Likely, is it not, that g-d planned it this way. Different strokes/tzedaka for different folks. 2) Giving tzedaka is an opportunity given to us by g-d to help us realize that our resources are g-d given and not really a result of our excellent life planning skills, stellar college education and smart career choices. Wherever we give this tzedaka is immaterial. "Asser kidei sh'tisasher" asserts that giving tzedaka does not truly lower anyone's net worth. If we believed that if everyone truly made the right choices there would be no requirement for tzedaka we are being arrogant and blind to the fact that Hashem created the world and determines who has and who needs. 3) Though not distributed evenly, the financial resources of the orthodox jewish community are astounding. In fact, noone need go hungry, without a jewish education or without a thriving kollel in their midst. Walk down the streets in the Five Towns, Boro Park, Toronto or wherever you choose and it becomes clear that the global orhtodox Jewish community can be self supporting. Perhaps giving some tzedaka to that poor, unemployed kollel guy with thirteen children in eretz yisroel, whether or not you think his circumstances are due to poor choices, will be just the ticket g-d requires of you to excuse you from not moving there yourself. Esther Posen ---------------------------------------------------------------------- From: Elazar M Teitz <remt@...> Date: Mon, 5 Jan 2004 21:51:41 -0500 Subject: re: Kollel and Tuition Scholarship <Even if you don't directly fund a kollel you may be subsidizing one because, for example, the schools that you send your children to offer "scholarships" to kollel families. Simple math. If there are 100 children in your community school and the tuition is $10,000 per child, the annual tuition revenue should be one million dollars. If, instead, that revenue is, say, $600,000. Then you are really paying $6,000 tuition and $4,000 scholarship subsidy. And you don't even get the tax deduction. Conventional wisdon is that if tuition were reset to $6,000 with a $4,000 donation request that noone would pay the $4,000.> As one who has been employed on the receiving end of the tuition process for 45 years, and was a tuition payer to day schools for 28 of those years, I find the logic expressed above specious. First question: what is the school's actual expense? If it is $1,000,000, then the cost of educating a child is $10,000. It is not the tuition payer who is subsidizing the scholarship cases, but rather the people who contribute the $400,000 above tuition that the school must collect to meet its obligations Only if the $600,000 raised in tuition covers the school's total expenses can it be said that $6,000 is tuition and the rest is to cover scholarships. However, show me a school which covers its expenses from tuition only, without engaging in massive fund-raising. (I can attest that the school system with which I am associated would not quite cover its costs even if each and every student were full-paying. Thus, even the full payers are beneficiaries of some degree of scholarship assistance.) It might be argued that were the scholarship children not in the school, the costs would be lower. This, too, is for the most part false economics. Provided that no additional classes are added, but the scholarship students are absorbed into existing classes, it can be argued that each such student actually _lowers_ the per-capita cost. The difference in cost between a class of, say, 21 students and one of 23 is negligible: two extra desks, some more paper and other school supplies. However, virtually all students pay some not insignificant proportion of tuition. Even if each of the students in my example pays $1,000, the school has an additional $2,000 at its disposal, with added cost of at most $250. Thus, adding the two scholarship students has reduced by $1,750 the amount by which others are subsidizing tuition. And though we have no kollel yungeleit living in our community, many of the wives of those who live in other communities teach here; and since we are involved in their tuition directly to the schools their children attend, I can attest that their average payment is far more than $1,000. per student. True, if another class must be added as the direct result of the number of scholarship cases, my mathematics is faulty; but in most schools, i is the exception, rather than the rule, that extra classes are necessitated by the presence of scholarship cases. Furthermore, most students benefit from the variety and flexibility which parallel classes provide, so that even in this case, the benefit is shared by all students, not merely the scholarship recipients. In truth, from my perspective no parent should be required to pay tuition. In an ideal world, the Jewish community would understand that Torah education is a communal. as well as a parental, responsibility, and Torah education would be funded by a Jewish-community-wide tax, rather than principally by tuition. The benefit of having a day school in a community is far more than the parents' alone. Every Jewish resident benefits, and not only spiritually. In most communities with respectable day school attendance, what would happen to property values were the school to close down? All those no longer paying tuition who do not contribute to the school's upkeep are, in a way, parasitical in wanting the benefits while shirking the concomitant responsibility. There was an attempt made, I believe prior to World War I, to form a fund to care for the needs of all the yeshivos g'dolos in Russia, Latvia and Lithuania. An extremely wealthy man named Baron Hirsch marshalled eight of his equally wealthy colleagues, and each put up one million rubles. That sum, in those days and that area, would have sufficed to generate enough income to sustain all the yeshivos, while preserving the principal intact. What happened was that through various happenstances, the fund was totally lost. The Chafetz Chaim pointed out at the time that it was the third attempt to take such an action, and all had the same result -- a series of unbelievable misfortunes led to the loss of the money. The Chafetz Chaim's interpretation was that the result was inevitable. Had the plan succeeded, those learning would have had a share in Torah, as would the nine capitalists, to the exclusion of most of the nation. With the big sums gone, and the need existing to recruit large sums from many people, even those who could not learn, but could support Torah, whether more or less, had a share in Torah. (My source is my father z"l.) Finally, why is the onus for the "extra tuition" placed at the footsteps of the kollel yunge leit? Far greater funds are expended, throughout America, for the education of Israeli yordim and immigrants from the late, unlamented Soviet Union. When asked, we did not and still do not hesitate to help them with their physical lacks. If there is, in the words of the prophet, "lo ra'av lalechem v'lo tzama lamayim ki im lishmo'a es divrei Hashem" (not a hunger for bread, nor a thirst for water, but to hear the words of Hashem -- Amos 8:11), should we deny them this necessity because it costs us money? I apologize if my answer is overly lengthy; it is obviously a topic about which I have deep feelings. True, yeshiva education is my livelihood, but the cause-effect relationship is not that I care because it's my job. I made it my life's work because I care. Elazar M. Teitz ---------------------------------------------------------------------- From: Kenneth G Miller <kennethgmiller@...> Date: Mon, 5 Jan 2004 08:42:45 -0500 Subject: Scholarship subsidies In MJ 41:69 (in the thread titled "Kollel"), Carl Singer wrote <<< If there are 100 children in your community school and the tuition is $10,000 per child, the annual tuition revenue should be one million dollars. If, instead, that revenue is, say, $600,000. Then you are really paying $6,000 tuition and $4,000 scholarship subsidy. And you don't even get the tax deduction. Conventional wisdon is that if tuition were reset to $6,000 with a $4,000 donation request that noone would pay the $4,000. >>> I know of one school (and have heard that there are others) where the bill is itemized, and lists (using his numbers) $6000 for tuition, and a separate $4000 mandatory donation to the school's scholarship fund. This is done specifically so that the parents *can* get a tax deduction on the $4000. I am not a tax lawyer, so I don't know for sure how legal this is (can it be a deductible donation if it is mandatory?), but it *is* being done. Akiva Miller ---------------------------------------------------------------------- From: Ed Reingold <reingold@...> Date: Sat, 03 Jan 2004 17:45:31 -0600 Subject: Yom ha-Shoah The message about the date of Yom ha-Shoah was forwarded to me; here are two comments: In the second edition of my book with Nachum Dershowitz, _Calendrical Calculations_ (CUP, 2001), I say > Yom ha-Shoah is Nisan 27, unless that day is Sunday (it cannot be Saturday), > in which case it is postponed 1 day. This exception was introduced by the > Israeli Knesset in May 1997. As to my Emacs calendar/diary code, the principle used is: > The dates used by Emacs for holidays are based on _current > practice_, not historical fact. Historically, for instance, the start > of daylight savings time and even its existence have varied from year to > year, but present United States law mandates that daylight savings time > begins on the first Sunday in April. When the daylight savings rules > are set up for the United States, Emacs always uses the present > definition, even though it is wrong for some prior years. (The above paragraph is from the manual). The reason for this principle is that the definition (or even existence) of holidays changes and doing the historical research to get each holiday precisely correct year-by-year is an enormous scholarly task! Professor Edward M. Reingold Email: <reingold@...> Chairman, Department of Computer Science Voice: (312) 567-3309 Illinois Institute of Technology Assistant: (312) 567-5152 Stuart Building Fax: (312) 567-5067 10 West 31st Street, Suite 236 Chicago, IL 60616-3729 U.S.A. ----------------------------------------------------------------------
End of Volume 41 Issue 72