Volume 55 Number 32 Produced: Fri Aug 3 5:13:57 EDT 2007 Subjects Discussed In This Issue: Finances - Teachers, Tuition, and tiny bit on Davening [Leah S. Gordon] Finances and Judaism (2) [Orrin Tilevitz, Chaim Shapiro] Rabbi's salaries [Carl Singer] Yeshiva high school tuition [Dr. Josh Backon] ---------------------------------------------------------------------- From: Leah S. Gordon <leah@...> Date: Thu, 02 Aug 2007 06:07:04 -0700 Subject: Finances - Teachers, Tuition, and tiny bit on Davening As a teacher, I certainly don't think that day school teachers are overpaid. The salary for a starting physics teacher in the Boston suburban area, with a master's degree, might be: public school: 42,000 + full health insurance and pension Jewish school: 35,000 + partial health insurance and no pension private nonreligious preparatory school: 32,000 + full health insurance and small pension Catholic school: 30,000 + partial health insurance and no pension While the Jewish school is better than the Catholic school, it's still bupkes.... And after say 10 years of experience, the public school teacher gets significant salary increases, maybe into the $50-$60K range, while the day school teacher is still in the high $40K's. Honestly, I switched to public school at least partly because the pay/benefits are significantly better. But even so, there's no teacher I know who takes off the summer without getting some paid employment to balance the books. Probably, the tuition at day schools is mostly justified. Those who posted about average per-pupil-spending are right on the money. I think in Cambridge, MA they spend something like $19,000 per year per student on high school education. This is less than what Maimonides/Gann [local Jewish schools near Boston] charge per HS student, but not out of the ballpark. I think both Maimonides and Gann are charging in the mid-$20K's this year. I do think it is interesting to note that all of the local Jewish primary schools charge around $15-$20K per year, except for Chabad, which charges around half that. How is this possible? Does Chabad spread their general collections of tzedakah into their schools? That's what Catholic schools do to keep costs down. But I think that while Rabbi Teitz is correct in his calculations and comments about day school tuition being reasonable, he is unfair to parents to say that no one complains about college tuition after they complain about day school tuition. First of all, people complain *all the time* about affording college! :) Second of all, college lasts many fewer years than day school education, say 4 years vs. 13 years in the majority of cases. This redoubles as a problem because it means that you are virtually guaranteed to be paying multiply for siblings who attend day school, more than for college. Third of all, the financial aid for college is structured completely differently, and includes tax breaks. It also includes lowish-interest-loans, which are not only unavailable for lower grades, but totally inadvisable for primary/secondary education in my opinion. As an aside, I liked Chana's idea and thought it was really sweet, the idea of having at-home Friday night services. We did that when I was a little girl and there was no nearby option. --Leah S. R. Gordon p.s. Just because the day school tuition is justified, doesn't mean that anyone can actually afford it. So I think the question remains of how to bear the costs. ---------------------------------------------------------------------- From: Orrin Tilevitz <tilevitzo@...> Date: Thu, 2 Aug 2007 07:13:16 -0700 (PDT) Subject: Finances and Judaism Having just put kids through the yeshiva system, I am well aware of the burden on anyone who does not make a very good living. But I strongly doubt that most schools waste much money. At the same time, it is also beyond question that in most schools teachers are grossly underpaid, at least relative to what people of the caliber required to teach could earn outside of schools. They are also not paid nearly enough to support living in a big city. The better schools get some retired public school teachers, who can subsist on low salaries because they have substantial pensions, and teachers with working spouses who like summers off. But many teachers are there only because they can't get a better job. They may be paid what they are worth but, as they say, you pay peanuts, you get squirrels. For reasons I'll set out in a separate post, tuition vouchers are a terrible solution. But it is not the only solution: how about contributions from alumni? While of course many orthodox Jews are as a poor as, well, churchmice, there is enormous wealth in this community. Much of it is squandered on such things as dinners out, second homes, expensive vacations, fancy weddings, lavish houses (not merely houses that are expensive because they're near a shul), and supporting sons-in-law in kolel. Sure, I assume orthodox Jews give to charity at rates exceeding the general public, but then I hear stories from my friend, the treasurer of a small shul in suburban Connecticut, who can't make ends meet because he gets grudging annual donations of $1,000 from investment bankers, when they could easily afford 100 times that amount. Most of these wealthy orthodox Jews passed through the yeshiva system. Most colleges make concerted efforts to maintain contact with, and ask for contributions from, their alumni. I hear that 70% of Princeton's alumni contribute annually. A shul I've been associated with for over 30 years, Old Broadway Synagogue, the only shul in Harlem, survives only because Rabbi Kret, Zt'l, stayed in regular contact with shul alumni, and their descendants, for decades. By contrast, how often do you think wealthy orthodox Jews give money to their grade or high-school almae matres? How many of you have done so? How many of you have ever been asked? When was the last time you got a note from the principal of your high school congratulating you on an accomplishment? And if you wouldn't give, if asked, because it was a lousy school, perhaps market forces should dictate that that school should not survive. ---------------------------------------------------------------------- From: <Dagoobster@...> (Chaim Shapiro) Date: Thu, 2 Aug 2007 14:31:24 EDT Subject: Re: Finances and Judaism Art Sapper provides the following selective quote from Thomas Jefferson: "[t]o compel a man to furnish contributions of money for the propagation of opinions which he disbelieves and abhors is sinful and tyrannical." Need I remind Art that Jefferson was one of the earliest, and most important advocates for free public education as a means of preparing the community for Democracy and the best and the brightest, regardless of background, for public service? In order to provide the appropriate leadership for the Republic, and allow the flourishing of Democracy, Jefferson recommend that Virginia provide 3 years of publicly financed education to all children in 1779. He also remarked regarding his advocacy for a more intense, continuing, merit based public education in his Notes on the State of Virginia, "Twenty of the best geniuses will be raked from the rubbish annually and instructed at the public expense... (Spring "The American School 1642-2004", 6th edition)." This educated class would form the leadership of the Republic. I am sorry Art, Jefferson would see your contribution to public education as your obligation. Chaim Shapiro ---------------------------------------------------------------------- From: Carl Singer <casinger@...> Date: Thu, 02 Aug 2007 07:56:51 -0400 Subject: Rabbi's salaries > The Rabbi's at the schools are extremely well paid. (Much more than I > make) for working half a day and summers off. They like to cry poor but > clearly the Rabbinic establishment is taking care of itself well. I'll > never afford the hotels or the kosher cruises they go on. No summer in > the catskills for me. No yearly trip to Israel. And they do take 2nd > jobs with their free time. Charging parents to tutor their children > after school, or sometimes charging adults to learn with them. Torah is > a very good business proposition. I have no dog in this fight -- my youngest child has already graduated from high school and I am not a school Rabbi. And although I've paid over half a million dollars in tuition for my childrens' education -- I feel it was money well spent. I used to kid my children that their tuition was the Cadillac that isn't sitting in my driveway -- but be that as it may.... I feel the above characterization of Rabbis is grossly inaccurate -- I believe it reflects a justified frustration with the cost of schooling, but, nonetheless it isn't inaccurate. ,Anecdotally I can speak of friends who are school Rebbes, who had to go to a gemachs to secure a down payment for their homes and who have raised 5 or more children in a 3 bedroom house. Who haven't been to Israel since before they were married, etc., etc., Who don't have employee contributed pensions ..... We need to compare the per pupil cost of our "private" education vs. the per pupil cost of the public schools. Remembering that "private" is not subsidized by taxes, etc., as much as "public" is. And we need to look at the results - our next generation of Torah observant adults. Jewish education is an expensive bargain. Carl ---------------------------------------------------------------------- From: Dr. Josh Backon <backon@...> Date: Thu, 02 Aug 2007 16:53:28 +0300 Subject: Yeshiva high school tuition Since posting my message this week on the high cost of yeshiva high school tuition, I have been inundated with dozens of private emails. All support me, all are terrified of posting publicly on Mail Jewish for fear of retribution by their schools. Even I was flabbergasted by the $350,000 (three hundred and fifty thousand dollar) annual salary taken by a headmaster at a MO school in the midwest. As I had mentioned, my yeshiva high school [K-12] in the 1960's had 520 students and 6 administrative staff: one principal, one assistant principal, one secretary (in the days when letters had to be typed manually on a typewriter), one bookkeeper (in the era before computers where bills were manually prepared, there was no such thing as electronic fund transfer, and each check was manually processed and then deposited in the bank), and 2 janitors (who did an excellent job cleaning and maintaining the buildings). Academic excellence was par for the course (most students took 4-5 AP exams) and the Limudei Kodesh program was rigorous. Many of the guys eventually received semicha although they worked in the professions (law and medicine). The boys played basketball outside and had weekly gym and swimming at the local Jewish Community Center. There was even a dramatics club which put on an annual play. Tuition was $750 a year (which adjusted for cost of living index would be higher today by a factor of 6.3: in other words $4725 (I checked this again on 3 websites which calculate value of money). Today the school has 580 students and tuition is $20,000. It is, in real terms, 425% higher than the comparable figure in the 60's. The school has the following administrative staff: Director of Admissions (what's this Harvard which has to screen 5000 applicants??), 2 administrative assistants to the director of admissions, a director of operations (what's this the CIA??), a few administrative assistants and custodial staff, an activities coordinator (what's this? A "tummeler" at a Catskills resort?) and of course 2 administrative assistants to the activities coordinator, a director of technology, director of community relations, 2 administrative assistants to the director of community relations, an executive director, 6 principals and assistant principals (elementary, middle and high schools), 4 administrative assistants to the principals, a school headmaster, a director of marketing, 2 college counselors (for 35 students??), director of a "learning center", a "specialist" at the "learning center", a psychologist, a guidance counselor, a social worker (for whom? The unwed mothers from the South Bronx ???), director of athletics, assistant director of athletics, director of libraries, assistant director of libraries, a many many others. Did I mention the director of "chesed" projects?? Each administrative staff member makes at least 3-4 times (in real terms) what the administrative staff made in the 1960's. CHAD GADYA, CHAD GADYA. Now multiply administrative staff salaries (at least $100,000 each) by the number of administrative staff nuchshleppers and then divide the sum by the number of students. At least $10,000 in tuition per student could be saved if most of the nuchshleppers were escorted out of the door and asked not to come back. And all this without any effect on academic level or level in Limudei Kodesh. Multiply this $10,000 by the number of students studying at day schools in North America and you come to hundreds of millions of dollars being wasted. If 10% of this figure could be plowed back into raising teacher salaries, I'd be thrilled. College counselors: that's why the Ribono shel Olam created the Internet: there are a number of excellent websites that guide the 12th grader through the process of picking and choosing a college that fits his/her needs. Gevaldig! We just saved $250,000 in salaries and thus $431 in tuition. Librarians: there are excellent DVD's that train the person in information literacy including use of databases on the Internet (including the "hidden web") and commercial databases at public libraries. Mazal tov! We shaved off another $250,000 in salaries and thus $431 in tuition. Let retired teachers (now grandmothers) volunteer to run the actual print library at the school using free open access computer programs for librarians. And to the poster who complained about the high cost of heating the facility: I volunteer my time running the house committee (Vaad Bayit) of a 30 apartment condo in Jerusalem. We are going over from a central fuel oil furnace to carbon heating film in individual apartments at a one time cost of $12 (twelve dollars) for a 250 watt heating panel per room and at an operating cost per panel per hour of $0.025. That, by the way, is the job of the Director of Operations, the overpaid nuchshlepper who is supposed to save the school money in the day to day operations of running the school. Dr. Josh Backon <backon@...> ----------------------------------------------------------------------
End of Volume 55 Issue 32