Volume 55 Number 35 Produced: Tue Aug 7 5:58:31 EDT 2007 Subjects Discussed In This Issue: Finances [Jonathan Baker] Judaism and finances [Tzvi Stein] Judaism and finances - a solution? [Leah Aharoni] Yeshiva and Expenses [Russell J Hendel] ---------------------------------------------------------------------- From: Jonathan Baker <jjbaker@...> Date: Fri, 3 Aug 2007 12:52:59 -0400 (EDT) Subject: Finances RDJB: > As I had mentioned, my yeshiva high school [K-12] in the 1960's had 520 > students and 6 administrative staff: one principal, one assistant > principal, one secretary (in the days when letters had to be typed > manually on a typewriter), one bookkeeper (in the era before computers > where bills were manually prepared, there was no such thing as > electronic fund transfer, and each check was manually processed and then > deposited in the bank), and 2 janitors (who did an excellent job > cleaning and maintaining the buildings). Academic excellence was par > for the course (most students took 4-5 AP exams) and the Limudei Kodesh > program was rigorous. Many of the guys eventually received semicha > although they worked in the professions (law and medicine). The boys > played basketball outside and had weekly gym and swimming at the local > Jewish Community Center. There was even a dramatics club which put on an > annual play. Tuition was $750 a year (which adjusted for cost of living > index would be higher today by a factor of 6.3: in other words $4725 (I > checked this again on 3 websites which calculate value of money). Hmm. Let's see. Ramaz had, in the 1970s-early 80s, two buildings and 840 students. I think it's over a thousand now, and three buildings. But let's see. Old primary school (1965-1980): 230 students (N-3). 1/2 psychologist, administrator, administrative ass., receptionist, one janitor, and 3 cooks/servers. The janitor doubled as a doorman. 1/2 music teacher Upper school building (1965-1980) (150+100+360=610 students). Middle school (4-6): 2 "enrichment" teachers (for those of us a bit slow in either Hebrew or English), 1/2 psychologist. Upper school (7-12): Principal, General Studies headmistress, Judaic Studies headmaster (did I say we were the Preppie Yeshiva?), Admissions director. Secretaries for each (4). Main receptionist. Administrator, secretary, book-keeper. Copy-room person. Phone operator. 3 janitors. Several cooks, I never saw them all together. Doorman. 1/2 music teacher. Psychologist. I think one "special-ed" teacher, who mostly worked with a learning-disabled genius guy. At least one of the secretaries in each building had to be Israeli, to type up all the Hebrew tests and papers for the rexograph stencils. I'm just beginning to get used to the Hebrew keyboard layout. College guidance was two teachers who did it as extracurricular work. There was also an extra half-time "guidance counselor", whose job I never did understand. Tuition started at about $1000 for first grade (1971), and was $5700 for 12th grade when I left (1983). During that time, they had built a new building, expanded to 870 students (with room to grow), added only a few more non-teaching personnel (I think a second bookkeeper, a deputy administrator, Student Activities director (which really existed to fill out full-time status of the old music teacher, who had gone to 1/2 time when they hired a second one for the lower grades). Milk monitor (again an old teacher who had to stop teaching, but they kept on until retirement age). Each of these were 1/2-time jobs at first, although they seem to have gone up to full-time. By comparison, Dad's salary as a teacher was probably about 10-12K in 1971, and about 35-40K in 1983. He stopped working in the summers about 1977; we gave up the car about a year later (my grandparents sold their country house, my other grandparents had moved from Boro Park to Delray Beach, and my sister had moved to Israel, so our expenses went down, and we didn't need the car so much. When we did, we borrowed my grandparents' car). So the school tuition went up a bit faster than his salary. We paid about 1/2 fare for the school, and my sister had a full scholarship to Juilliard. > Today the school has 580 students and tuition is $20,000. It is, in real So little growth, when Orthodoxy in general is much larger than it was in 1970? The Boston community has shrunk? > terms, 425% higher than the comparable figure in the 60's. The school > has the following administrative staff: Director of Admissions (what's > this Harvard which has to screen 5000 applicants??), 2 administrative 5000? Have you asked Harvard about its applicant pools? Try 20,000. And big universities have a) big admissions offices with dozens of full-time employees, and b) a network of alumni interviewers in other cities across the nation. Two people for admissions seems not so bad - you have to interview applicants, evaluate their academics, deal with parents, for the little ones the interview is psychometry, etc. It's fairly involved stuff. > assistants to the director of admissions, a director of operations > (what's this the CIA??), a few administrative assistants and custodial That would be the equivalent of Ramaz' Administrator. You need someone to run the physical plant, non-teaching staff and the financial stuff. That's the Administrator. > staff, an activities coordinator (what's this? A "tummeler" at a > Catskills resort?) and of course 2 administrative assistants to the > activities coordinator, a director of technology, director of > community relations, 2 administrative assistants to the director of > community relations, an executive director, 6 principals and assistant > principals an executive director IN ADDITION TO director of operations? > (elementary, middle and high schools), 4 administrative assistants to > the principals, a school headmaster, a director of marketing, 2 > college All these admin assts and secretaries do seem about twice as much as necessary. > counselors (for 35 students??), director of a "learning center", a > "specialist" at the "learning center", a psychologist, a guidance > counselor, a social worker (for whom? The unwed mothers from the South The children of divorce - much more common than when you or I were in school. > Bronx ???), director of athletics, assistant director of athletics, I assume those are really the gym teachers. > director of libraries, assistant director of libraries, a many many and two librarians is not excessive for 580 kids. > others. Did I mention the director of "chesed" projects?? Each > administrative staff member makes at least 3-4 times (in real terms) > what the administrative staff made in the 1960's. I tend to doubt that, at least for the secretaries and administrative assts. > CHAD GADYA, CHAD GADYA. > Now multiply administrative staff salaries (at least $100,000 each) by > the number of administrative staff nuchshleppers and then divide the sum > by the number of students. At least $10,000 in tuition per student > could be saved if most of the nuchshleppers were escorted out of the > door and asked not to come back. And all this without any effect on Maybe, maybe not. Again, the tuition has gone up maybe 4.5x what it would have been 25 years ago. Salaries (top salary for NYC teachers) have gone up maybe 3.5 times - which coordinates with the "decline in real wages" everyone has experienced since then. Tuitions do tend to rise a bit faster than salaries. Had they moved to the new campus when you were a student? More buildings means more people to run them. Ramaz now has 1000+ students in 3 buildings, which means separate academic and administrative hierarchies for each part (lower, middle, upper). Fuel costs have gone up in real terms. Taxes (employers pay them to staff, even if the organization is tax-exempt) have gone up. Expectations for schools have grown (you need special ed people, you need computer teachers). > College counselors: that's why the Ribono shel Olam created the > Internet: there are a number of excellent websites that guide the 12th > grader through the process of picking and choosing a college that fits > his/her needs. Gevaldig! We just saved $250,000 in salaries and thus > $431 in tuition. But there's more to it than that. The school has to maintain a good relationship with the colleges; the counselors serve as an interface for the students to relate to that. Otherwise, I come from Ramaz with a low B+ average, you think Princeton wants me? But the school has a good relationship with the college, so the college knows that a B+ average with 9 major classes, several of which are honors classes, means more than a B+ from Brandeis High School (my local public HS). > Librarians: there are excellent DVD's that train the person in > information literacy including use of databases on the Internet > (including the "hidden web") and commercial databases at public > libraries. Mazal tov! We shaved off another $250,000 in salaries and > thus $431 in tuition. Let retired teachers (now grandmothers) > volunteer to run the actual print library at the school using free > open access computer programs for librarians. There's classification, there's management of circulation, which includes interfacing with the school office to issue warnings about overdue books, there's patrolling and cleaning up and reshelving - not that it's that hard, but it has to be done, every day. There's just knowing a lot about everything in your library, and how you can direct students to more infor- mation, both inside and outside your library. Classification is nice if you can get it, but most Hebrew books don't come with LC codes, and Dewey codes become a lot of guesswork, if you can't find some reference source that has done it for you, esp. since all Jewish material is under one number (296). Classification schemes all fail with new fields of knowledge. When Dewey put out his system, there wasn't a lot of Jewish stuff in English, so he lumped it all under one number. LC, however, set up in 1968, has 100 numbers (plus sub-categories) to use, the whole BM500-599 range. But they both fail for computer materials: computer stuff for Dewey is all under 001.6242, and for LC is all under QA76. Look around your local Barnes and Nobles (or Steimatzkys) and realize how ridiculous that is for current publishing. Similarly psychology - how much was there beyond Freud when Dewey's system started? So it's all under 301 - aisles and aisles of the stuff in a major library such as the Mid-Manhattan. Ever see the Tracy-Hepburn movie Desk Set? They may have wanted to replace the corporate reference librarians with a computer, but you still need the human factor to correlate ideas. Similarly for law libraries - big law firms have human librarians, even if all the lawyers have Lexis-Nexis on their desktops. > And to the poster who complained about the high cost of heating the > facility: I volunteer my time running the house committee (Vaad Bayit) > of a 30 apartment condo in Jerusalem. We are going over from a central > fuel oil furnace to carbon heating film in individual apartments at a > one time cost of $12 (twelve dollars) for a 250 watt heating panel per > room and at an operating cost per panel per hour of $0.025. That, by > the way, is the job of the Director of Operations, the overpaid > nuchshlepper who is supposed to save the school money in the day to > day operations of running the school. Boston is not Jerusalem. Or have you forgotten the freezing cold, heavy snow of Boston winters? If you're lucky, the highs in Boston might hit the lows of a J'lem winter (45-50 F). name: jon baker web: http://www.panix.com/~jjbaker address: <jjbaker@...> blog: http://thanbook.blogspot.com ---------------------------------------------------------------------- From: Tzvi Stein <Tzvi.Stein@...> Date: Fri, 3 Aug 2007 14:43:42 -0400 Subject: Re: Judaism and finances I completely don't get what is meant by "the Orthodox don't contribute" to the public schools. They pay for them but don't use them, and people are complaining?! What is the objection to that?! ---------------------------------------------------------------------- From: Leah Aharoni <leah25@...> Date: Fri, 03 Aug 2007 23:20:29 +0300 Subject: Judaism and finances - a solution? After spending the last month and a half in an affluent Orthodox community in the US and reading this thread, I am dumbfounded how people can cite financial difficulty as their reason for not making aliyah. Quick math shows that at $15,000 per year of yeshiva school and another $30,000 per year of college, it takes $300,000 to educate a child. That's over a $1.2 million for a family of 4 children (without taking into account daycare, summer camps, extra-curriculars etc)! In contrast, in Israel fine yeshiva education on par with that of US day schools (if not better) is free to moderately priced ($500-1,000 for private elementary and $4,000 for a private high school). With college tuition at $2,500, that same child will go from grade 1 to BA for a modest $38,000 ($152,000 for a family of 4.) Taking into account the 25% assimilation rate in the US Orthodox community, statistically, one of those four "million-dollar babies," will marry a non-Jew. On the other hand, in Israel, your kids will actually understand every single word in their siddur, and almost every word in their Tanakh, Rashi, Ramban, and the Shulchan Aruch. Now, that's value for your money! Leah Aharoni ---------------------------------------------------------------------- From: Russell J Hendel <rjhendel@...> Date: Sun, 5 Aug 2007 13:10:08 -0400 Subject: RE: Yeshiva and Expenses Just want to add a few more ideas to this discussion. I think the major point to emphasize (which hasn't till now) is that "The Jealosy of scribes increases wisdom." If there are INTERNET resources out there WHETHER OR NOT YOU USE THEM they become a force against which you compete. If a parent is spending several thousand dollars on resources then the teachers at the school dont want to hear e.g. "YOu know my son whom you think is outstanding has done all his hwork using this free internet resource which does a much better job of explaining things than you." So even if you dont want to use Josh Backon's resources to ACTUALLY TEACH they remain a force to STIMULATE good teaching. I would like to pursue this a bit further. When people get paid they are salaried. Salaried people have certain professional rights. Let me give an example. I have a Ph.d in Math and an Associateship in Actuarial science. Hence I get picked over jobs requiring these fields EVEN if the person I am competing with may (to an interviewer) know more than me. Similarly I have a right to get paid for my expertise and not be asked to voluneer my time. Once you start paying Yeshivoth to teach you open up the above doors. Here are some examples of behavior that I consider unhalachic and unethical: a) "I am retired from the Rabbinate so I dont have to answer this Shaaylah. Ask your newly hired Rav." b) "It is Sunday and I dont feel like looking up the interesting question you have on Chumash and Rashi. Why dont you ask me in class tomorrow." c) "I dont think you should let so and so give a shiur since he doesnt have semichah or doesnt have a teaching certificate etc. " I could go on. My point here is that "salaried" creates restrictions on our capacity and freeness in giving and this is wrong. The way to correct it is to either "eliminate" yeshivoth (as Josh suggested) or else (a compromise) "supplement" them with curriculum such as Josh showed. Allow me to amplify with two more examples. Josh in addition to lecturing in medical school and having an electronic business is editor of a Journal on Bible. I in addition to several jobs publish a Rashi website. My point here is that the Jewish community has FREE resources that are not being used to at least supplement general education. These free resources are especially hilighted by the advent of the web. My second point is illustrated by considering the retired Rabbi who doesnt' want to answer a Shaailah. Why not? After all the whole basis ACCORDING TO THOSE WHO TAKE MONEY FOR THE RABBINATE for taking money is because he would have earned this money if he was doing something else. But now that he is retired he does not have a need to do something else since he is retired. It follows he should be doing all this for nothing. But he isnt. ANd this is the point: The money has given him a "salaried mind" in which what he gives is dependent on what he gets paid. This is wrong. If I had to summarize: The goal in Jewish education is to have a FREE FLOWING community where people do research and teach 24/7 and for free. If there are still some who need to it for money maybe it is permissable (I dont think so) but at least leave room for the others and let them help out. I close with one final thought. Josh mentioned the 350 emails he got from people who were afraid of retalitation. But what about the people who are not affiliated with a Yeshiva because of their economic condition . They need free resources because without them no one will train them. I think we have to look more seriously at the issue of free resources. Russell Jay Hendel; http://www.Rashiyomi.com/ ----------------------------------------------------------------------
End of Volume 55 Issue 35